1 cup water

1 tbsp. instant coffee granules

3 tbsps. sugar

3 tbsps. unsweetened cocoa

1 tsp. ground cinnamon

1/8 tsp. ground nutmeg

2 cups skim milk

creamy topping

ground cinnamon (optional)

Bring water to a boil in a saucepan; add coffee granules, stirring to dissolve.  Add sugar, cocoa, cinnamon, and nutmeg; reduce heat to medium-low. Cook, uncovered, 10 minutes, stirring occasionally.  Add milk; cook until heated, stirring frequently.  (Do not boil.)  Pour mixture into container of an electric blender; cover and process 30 seconds.  Pour ¾ cup into each of 4 coffee cups; top each with 2 tablespoons creamy topping,  (Reserve remaining topping for another use.)  Sprinkle with cinnamon, if desired.